Michigan Car Accident Claim Deadlines: What You Need to Know to Protect Your Recovery
After a car accident in Michigan, the last thing most people want to think about is deadlines. You’re focused on pain, medical appointments, time off work, and getting back to normal. But missing a key filing deadline can limit or even eliminate the benefits and compensation available to you. Michigan has specific time limits depending on the type of claim. Understanding these windows is one of the most important steps you can take to protect your recovery. Key Michigan Car Accident Claim Deadlines 1. No-Fault (PIP) Insurance Benefits – 1 Year You generally have one year from the date of the accident to file a claim with your own insurance company for Personal Injury Protection (PIP) benefits. These benefits can cover medical care, lost wages, and certain other expenses related to your injuries. Michigan also enforces a “one-year-back rule.” This means you cannot recover expenses that were incurred more than one year before the date you actually file the claim. Starting care a...